🕉 ॐ नमः शिवाय 🕉
Key Fact Statement before every loan — no hidden charges

Short-term credit that grows with you, not against you.

Borrow ₹500–₹50,000 for 7, 15 or 30 days. Fully digital application, same-day disbursal, and every rupee of cost disclosed upfront — before you commit.

  • No paperwork visits
  • e-Sign agreement
  • Prepay anytime

Borrow with total clarity

Choose your amount₹500 – ₹50,000
Choose your tenure7 / 15 / 30 days
Exact chargesShown before you apply
Net disbursalDirect to your bank
Repay early, pay lessPrepay anytime, free

Aapka exact Key Fact Statement — fee, net disbursal, interest aur total — apply karte waqt aur e-sign se pehle saaf-saaf dikhta hai. Koi hidden charge nahi.

Check your charges — Apply now
7–30day tenures, your choice
100%digital — apply in minutes
1%/daysimple interest, shown upfront
₹50,000maximum ticket size
Why FinCrop

Built for speed, priced with honesty

Everything a short-term loan should be: fast to get, easy to understand, and simple to close early.

Instant approval

Automated checks on your application and documents give a decision in minutes, not days.

100% digital journey

Apply, upload KYC, e-sign the agreement and receive money in your bank account — all online.

Tenure that fits

Pick 7, 15 or 30 days. See the exact payable amount for each option before you choose.

Transparent charges

A regulator-style Key Fact Statement — fee, net disbursal, interest and schedule — before you submit.

Prepay anytime

Close your loan any day and pay interest only till that date. No foreclosure charges, ever.

Track every step

Your customer portal shows a live status timeline and a real-time interest meter after disbursal.

How it works

Four steps to money in your account

1

Apply online

Choose your amount, verify your mobile with an OTP, and fill in your details.

2

Upload documents

Aadhaar, PAN, a selfie and a 1-month bank statement — straight from your phone.

3

e-Sign agreement

Once approved, review your Key Fact Statement and sign the digital loan agreement.

4

Get disbursal

Net amount hits your verified bank account. Track interest live in your portal.

Transparent charges

Every cost, on the table, before you borrow

॥ ॐ नमः शिवाय ॥

No processing “surprises”, no fine-print fees. Here is the complete pricing of a FinCrop short-term loan:

₹500–₹50,000 Loan aapki choice Jitna chahiye utna select karo — exact fee, net disbursal aur total apply karte waqt turant calculate hoke dikhega.
1%/day Simple interest on principal Charged only for the days you hold the loan.
₹0 Prepayment / foreclosure fee Close any day; pay interest only up to that date.
ॐ नमः शिवाय Key Fact Statement (KFS) Har charge ki poori jaankari — submit karne se pehle aur e-sign se pehle — hamesha saaf-saaf dikhai jaati hai.
Customer stories

Logon ka bharosa, sabse badi pehchan.

Real customers from Chhattisgarh — unki apni zubaani.

★★★★★

"Raat ko 9 baje apply kiya, agle din dopahar tak paisa account me tha. Documents simple the — Aadhaar, PAN aur bank statement bas. Bahut smooth process."

RK
Ramesh Kumar
Raipur
★★★★★

"Dukaan ke liye urgent stock chahiye tha. ₹15,000 ka loan 30 minute me approve ho gaya. Charges pehle se saaf-saaf dikhaye — koi chhupi hui cheez nahi."

SV
Sunita Verma
Bilaspur
★★★★★

"Teesri baar loan liya — ab to Gold customer hu, approval aur bhi jaldi hota hai. Time pe chukaya to NOC bhi turant mil gaya email pe. Full professional kaam."

DS
Dinesh Sahu
Durg

Ready when you are.

Takes about 5 minutes. You will see the exact fee, interest and repayment schedule before anything is submitted.

Apply for Loan