Borrow ₹500–₹50,000 for 7, 15 or 30 days. Fully digital application, same-day disbursal, and every rupee of cost disclosed upfront — before you commit.
Aapka exact Key Fact Statement — fee, net disbursal, interest aur total — apply karte waqt aur e-sign se pehle saaf-saaf dikhta hai. Koi hidden charge nahi.
Check your charges — Apply nowYour identity and bank account are verified online through secure, government-backed checks — no branch visit, no photocopies, no manual paperwork.
Your Aadhaar is verified directly from DigiLocker, Government of India — no need to upload Aadhaar photos or scans.
A quick live selfie confirms it is really you applying — protecting you from identity misuse and fraud.
Your PAN is verified online in seconds the moment you enter it — no waiting, no manual review.
Your bank account is verified by penny-drop before disbursal — so the money reaches only your own account, safely.
We check your credit report with your consent — a good credit score means a fairer, lower interest rate for you.
Your Aadhaar number is always masked, documents are stored securely, and checks run only with your consent.
Everything a short-term loan should be: fast to get, easy to understand, and simple to close early.
Automated checks on your application and documents give a decision in minutes, not days.
Apply, upload KYC, e-sign the agreement and receive money in your bank account — all online.
Pick 7, 15 or 30 days. See the exact payable amount for each option before you choose.
A regulator-style Key Fact Statement — fee, net disbursal, interest and schedule — before you submit.
Close your loan any day and pay interest only till that date. No foreclosure charges, ever.
Your customer portal shows a live status timeline and a real-time interest meter after disbursal.
Choose your amount, verify your mobile with an OTP, and fill in your details.
Aadhaar, PAN, a selfie and a 1-month bank statement — straight from your phone.
Once approved, review your Key Fact Statement and sign the digital loan agreement.
Net amount hits your verified bank account. Track interest live in your portal.
No processing “surprises”, no fine-print fees. Here is the complete pricing of a FinCrop short-term loan:
Real customers from Chhattisgarh — unki apni zubaani.
"Raat ko 9 baje apply kiya, agle din dopahar tak paisa account me tha. Documents simple the — Aadhaar, PAN aur bank statement bas. Bahut smooth process."
"Dukaan ke liye urgent stock chahiye tha. ₹15,000 ka loan 30 minute me approve ho gaya. Charges pehle se saaf-saaf dikhaye — koi chhupi hui cheez nahi."
"Teesri baar loan liya — ab to Gold customer hu, approval aur bhi jaldi hota hai. Time pe chukaya to NOC bhi turant mil gaya email pe. Full professional kaam."
Takes about 5 minutes. You will see the exact fee, interest and repayment schedule before anything is submitted.
Hum aapke saath hai — har kadam pe.
Na koi chhupa charge, na koi uljhan.
Jo bola hai, wahi dikhega — saaf likhha, saaf hisaab.
Aapka bharosa hi hamari sabse badi kamai hai.